Privacy Policy

Smart Spend is committed to keeping any and all personal information collected of those individuals that visit our app and make use of our online facilities and services accurate, confidential, secure and private. Our privacy policy has been designed and created to ensure those affiliated with Smart Spend of our commitment and realization of our obligation not only to meet but to exceed most existing privacy standards.

THEREFORE, this Privacy Policy Agreement shall apply to Smart Spend, and thus it shall govern any and all data collection and usage thereof. Through the use of Smart Spend you are herein consenting to the following data procedures expressed within this agreement.      


Collection of Information      

This app collects various types of information, such as:

  • Voluntarily provided information which may include your income, purchased items, billing and/or credit card information etc., Some are voluntarily provided to access the main functionality of the application, while others are voluntarily disclosed when you purchase products and/or services and to deliver the services you have requested.  
  • Information automatically collected when visiting our app, which may include cookies, third party tracking technologies and server logs.
  • Event tracking information which allows us to gain valuable insight into the effectiveness of new features and our product overall. Any event tracking information we collect is fully anonymous and cannot be linked to you.


Please rest assured that this site shall only collect personal information that you knowingly and willingly provide by way of surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested and any additional uses specifically provided on this site.

We may also gather information about the type of browser you are using, IP address or type of operating system to assist us in providing and maintaining superior quality service. In addition, we gather non-user-identifiable analytics/usage statistics to make our product better.

It is highly recommended and suggested that you review the privacy policies and statements of any app you choose to use or frequent as a means to better understand the way in which other apps garner, make use of and share information collected.        


Use of Information Collected

Smart Spend may collect and may make use of personal information to assist in the operation of our app and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from Smart Spend. Smart Spend may also be in contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.          


Smart Spend may disclose your personal information, without prior notice to you, only if required to do so in accordance with applicable laws and/or in a good faith belief that such action is deemed necessary or is required in an effort to:

  • Remain in conformance with any decrees, laws and/or statutes or in an effort to comply with any process which may be served upon Smart Spend and/or our app;
  • Maintain, safeguard and/or preserve all the rights and/or property of Smart Spend; and        
  • Perform under demanding conditions in an effort to safeguard the personal safety of users of and/or the general public.        


Children Under Age of 13

Smart Spend does not knowingly collect personal identifiable information from children under the age of thirteen (13) without verifiable parental consent. If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this app.      


Unsubscribe or Opt-Out

All users and/or visitors to our app have the option to discontinue receiving communication from us and/or reserve the right to discontinue receiving communications by way of email or newsletters. To discontinue or unsubscribe to our app please send an email that you wish to unsubscribe to


Changes to Privacy Policy Agreement

Smart Spend reserves the right to update and/or change the terms of our privacy policy, and as such we will post those changes to our app homepage at, so that our users and/or visitors are always aware of the type of information we collect, how it will be used, and under what circumstances, if any, we may disclose such information. If at any point in time Smart Spend decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to whether or not to permit the use of their information in this separate manner.


Acceptance of Terms

Through the use of this app, you are hereby accepting the terms and conditions stipulated within the aforementioned Privacy Policy Agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our app following the posting of any updates or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.              


How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our app, please feel free to contact us at